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A borrower's guide to impressing a mortgage lender
(BPT) - Who doesn’t like to make a good impression? Whether it’s a first date, meeting the future in-laws for the first time or interviewing for a job, making a good first impression can pave the way for some of life’s happiest experiences. That’s especially true for home-buyers, whose ability to secure their dream home...
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Seller's market success tips for buyers and sellers
(BPT) - Key indicators point to conditions for a seller’s real estate market this spring. With fewer homes on the market, low interest rates, rising home prices and lower unemployment rates, there will be increased competition for buyers and faster sales for homeowners looking to move. With some planning and understandi...
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Unsung heroes of cool [Infographic]
Every night at clubs across the country, one thing stands in the way of getting past the velvet rope – the bouncer. Known for letting the cool people in, the work of these unsung heroes of nightlife is often underappreciated, with 68 percent of Americans agreeing. What is the toughest part about working as a bouncer? Breaking up fights tops the list at 33 percent, closely followed by being surrounded by annoying people (32 percent). To recognize these arbiters of cool, HALLS, with the po...
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Insurance fraud: A $40 billion battle
(BPT) - The last thing anyone wants is for his or her insurance rates to increase. Most policyholders would be surprised to know it’s the last thing their insurance company wants to happen, too. That's why most major carriers have a department of investigators dedicated to stopping one of the primary causes of rate hike...
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Three tips to make your hospital stay safer
(BPT) - Each year, millions of Americans seek hospital care to treat a wide range of medical problems – from accidental injuries to chronic or life-threatening illnesses. While the majority of patients have positive outcomes, it is imperative to remember patient safety should be a top priority for everyone. In fact, th...
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As housing market warms, keep these buying tips in mind
(BPT) - Ready to buy your first home, or move up to a larger home for your expanding family? Home sales seem to be finally warming up after a five-year chill, as demand gradually builds among first-time homebuyers and existing homeowners seeking more room. Historically low mortgage rates, rising rents and relatively po...
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Preventing medication fraud and abuse starts at home
(BPT) - Prescription drug abuse has reached epidemic proportions across the United States. More than 6 million Americans abuse prescription drugs and much of the abuse begins at home, according to a national survey on drug use and health. In fact, more than 70 percent of those who illegally use prescription pain relieve...
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Outdoor gear that performs year-round
(BPT) - Rugged camping gear is no longer just for adventurers and niche outdoor sports. High-tech or activity-specific outdoor products are gaining popularity because they also come in handy every day and around the house. “As it turns out, the durability and dependability of gear needed on remote hikes or climbs has m...
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Money advice for expectant and new parents
(BPT) - Have you ever heard the saying that “babies don’t come with owner’s manuals”? It’s true that no matter how many books you read, classes you take, or experienced parents you talk to, you can never be completely prepared for the challenges and joys of parenthood. You can, however, prepare yourself for the costs of...
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To comfort a cold or flu, home remedies make a world of difference
(BPT) - For generations, families have passed down home-spun remedies that can help loved ones feel that even during those sniffles and sneezes, they’re cared for. Having a bowl of grandma’s famous soup or your aunt’s special healing concoction can help your body heal and set your mind at ease. Recently, a group of Lati...
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Red carpet tips to make the most of awards season
(BPT) - The Awards race is heating up. The Golden Globes and People’s Choice Awards started the season off with a bang in January, bringing to light some expected (and not so expected) winners in the film and television industry. From the Oscars to the Grammys, it doesn’t matter if you’re a music buff, movie mogul or somewhere in between, there’s an awards show for everyone to watch from home. With so many red carpets rolling out, make the most of the season, and have some fun along the way...
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By Andy Sullivan and Kim Dixon WASHINGTON (Reuters) - The outgoing head of the U.S. Internal Revenue Service angered Republican lawmakers on Friday by resisting their demands that he identify who at the tax-collection agency had inappropriately targeted conservative groups for extra scrutiny. But during the first hearing into a growing IRS scandal that could preoccupy Washington for months, Republicans did learn that a top official in President Barack Obama's administration knew that the IRS was looking into targeting by the tax agency nearly a year ago. ...
By Joanne von Alroth SPRINGFIELD, Illinois (Reuters) - The Illinois Senate on Friday voted to approve the use of marijuana for medical purposes, which if signed into law would make it the second-most-populous state in the nation after California to allow the drug's use for medical purposes. The bill, approved by the Illinois House in April, now moves to Governor Pat Quinn's desk to await his signature. Quinn has indicated he is sympathetic to the bill, especially as it would benefit injured veterans. "We fully expect Gov. ...
By Michelle McLoughlin FAIRFIELD, Connecticut (Reuters) - A commuter train traveling eastbound from New York City derailed near the Connecticut suburb of Fairfield during the evening rush hour on Friday and collided with a westbound commuter train, injuring up to 60 people, three critically, officials said. The collision of the two Metro North trains forced Amtrak to shut down service indefinitely between New York and Boston, the national railroad said. Three people were critically injured and 60 people were transported to area hospitals, police said. ...