Online Features
Money & Finance
No need to buy new - a simple update will do
(BPT) - If you’re like most homeowners, you have several furniture and decor pieces around the house that have seen better days. And while the natural response is to throw away outdated items and buy something new, even lackluster home objects deserve a second chance. You can easily transform your trash into treasure wi...
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Deductions that could dramatically cut your tax bill
(BPT) - For all the talk about taxes during the “fiscal cliff” debate at the end of 2012, many people are still left wondering what it means to them as the April 15 filing date approaches. "'Is it a big deal? Or is it business as usual?' are questions I'm hearing," says Scott Halliwell, a certified financial planner with USAA. "While many issues were resolved, a lot of taxpayers still aren't sure how their tax returns and deductions are affected.” If you're one of those people, brush up o...
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Class of 2013: The future careers of this year's high school graduates
(BPT) - High school seniors nationwide are preparing to graduate, receiving college acceptance letters and possibly enrolling in a college or university. The challenging economy has made many of these young adults acutely aware of the important role their degree can play when they face commencement once again, this time...
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The 5 money habits that can help you find true wealth
(BPT) - When did money get so complicated? From spending and charity to saving and investing, it’s hard to know exactly what to do with your finances. Cut through the confusion and consider five smart ways you can use your money to your advantage today. Bruce Helmer , award winning financial services advisor, author a...
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Money advice for expectant and new parents
(BPT) - Have you ever heard the saying that “babies don’t come with owner’s manuals”? It’s true that no matter how many books you read, classes you take, or experienced parents you talk to, you can never be completely prepared for the challenges and joys of parenthood. You can, however, prepare yourself for the costs of...
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Smart spending tips for spring home improvements
(BPT) - Spring home improvement season is on the way, and if you’re like most homeowners you have a list of jobs you want to accomplish. Some will be small, economical do-it-yourself projects. Others may require the services of a professional and a greater monetary investment. However you accomplish your home improvemen...
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Tips for avoiding costly errors on your tax return
(BPT) - Making mistakes is one of Americans’ biggest fears at tax time. A single error can delay the processing of your return or even cause it to be rejected by the IRS. If that happens and you’re entitled to a refund, get ready to wait. Today’s sophisticated tax preparation products make doing your own taxes perfect ...
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Don't let these myths rain on your retirement party
(BPT) - Do you dream of the day you can retire, but aren't sure how to get there? You're not alone. Many people find it easier to avoid reality when it comes to planning for retirement. "That can lead to big mistakes in their retirement income planning ," says Zachary Gipson, vice president of retirement and wealth planning at USAA. Here's a look at five common myths that could derail your expectations for income when you retire. Myth 1: You won't be around long enough to go through your...
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Tips for a bigger tax refund
(BPT) - If you typically dread income tax time, remember this: Three out of four taxpayers receive a federal refund, and the average direct-deposited refund last year was $2,923. You have almost as many tax savings opportunities as last year, thanks to the fiscal cliff-averting tax changes passed in early January. In a...
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Grow your tax refund with savings bonds
(BPT) - Expecting a tax refund this tax season? If so, you may be interested in a convenient savings option offered by the U.S. Department of the Treasury. Taxpayers may buy paper Series I Savings Bonds, in amounts ranging from $50 to $5,000, with their annual tax refund by completing the “Allocation of Refund (Includin...
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How to do your federal taxes for free
Going to college; getting your first job; moving into your own place. To these rites of passage, add one more: doing your own taxes. And, it doesn’t have to be scary. There is actually a simple way to do your taxes that can help save you time and money. Free File — available at IRS.gov — lets you choose brand-name tax software that does the hard work for you, all for free. The IRS has a partnership with the Free File Alliance, a coalition of leading tax software companies. About 3 million...
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Save a bundle by bundling insurance
(BPT) - Bundling insurance products with one company – and scoring cheaper premiums as a reward – isn’t a new concept. But, according to a recent study by J.D. Power and Associates, not only is bundling still popular among consumers, it also results in higher customer satisfaction. The study found that nearly 60 percen...
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By David Schwartz PHOENIX (Reuters) - The foreman of an Arizona jury that deadlocked over whether Jodi Arias should be put to death for murdering her ex-boyfriend believes she was mentally abused, but said on Friday that had not been enough to excuse her crime. Arias, a former waitress from California, was found guilty this month of murdering Travis Alexander, whose body was found slumped in the shower of his Phoenix-area home in June 2008. He had been stabbed 27 times, had his throat slashed and been shot in the face. ...
By Joanne von Alroth SPRINGFIELD, Illinois (Reuters) - The Illinois House of Representatives on Friday voted overwhelmingly to allow residents to carry concealed guns, taking the state one step closer to joining all others in allowing some form of carrying guns in public. Illinois is the only state in the nation to ban most people from carrying a concealed gun outside the home. Lawmakers acted on Friday after a federal appeals court in January struck down the ban, saying it violated the right to bear arms enshrined in the U.S. Constitution. ...