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Money & Finance
Naval ROTC pays for college and guarantees a career following graduation
(BPT) - College students interested in the Navy can focus on their academic careers while eliminating much of the financial burden of paying for school. With more than 160 colleges and universities across the United States offering Naval Reserve Officers Training Corps (NROTC) programs, students have many opportunities ...
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Stretching your summer entertaining dollars
(BPT) - Warm weather is “special occasion” season. Whatever your event – a wedding, graduation party, family reunion or July 4th fete – summer celebrations have one important thing in common. Everyone wants to get the most bang for their buck. Fortunately, from renting tables and chairs and other needed items, to do-...
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DIY for your IRA: What you should know about self-directing
Ups and downs in the current market and recent corporate and banking scandals have prompted many people to seek ways to have more control over their retirement funds. Self-directed IRAs allow consumers to use their knowledge and expertise to invest in assets beyond stocks, bonds and mutual funds. While self-directed IRA...
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Take advantage of tax credits to stretch home improvement dollars
(BPT) - Warm weather heralds home improvement season. It’s also the season of high electric bills as air conditioners hum to life in response to rising temperatures across the country. When you’re making summer upgrades to your home, improvements that make your house more livable and attractive are even more rewarding w...
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Celebrate the grads in your life with financial gifts
(BPT) - Do you have a child in your life who will be graduating this spring? Whether it’s from kindergarten or college, graduation marks the completion of one chapter in a young person’s life and the start of a new adventure. Honor your grad’s achievement by helping him or her save for the future with a digital U.S. Sa...
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Financial planning insights for the LGBT community
(BPT) - Over the last decade, many companies have paid increasing attention to the buying power and consumer habits of the Lesbian, Gay, Bisexual and Transgender (LGBT) market. But until recently, little attention has been focused on the financial experience of LGBT individuals. The groundbreaking “LGBT Financial Experience 2012-2013 Research Study” by Prudential Financial takes an in-depth look at the financial challenges and concerns of LGBT Americans, and provides eye-opening insights fo...
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Is it time for a financial checkup?
(BPT) - For most of us, checkups are a regular part of life. Dental visits, auto maintenance appointments and even glances in the bathroom mirror all help us catch potential problems and assure that all is – or will be – well. What’s true of teeth, engines and grooming is also true of finances: regular checkups are reco...
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Select the right insurance for your home-based business
(BPT) - Home-based businesses are booming. About 36.6 million businesses operate from U.S. households, according to the Home Based Business Institute. And the Small Business Administration notes that 53 percent of all small businesses located in the U.S. are home-based, with those numbers expected to grow substantially...
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Free birth control gives women more choice
(BPT) - Thanks to the Affordable Care Act (ACA) also known as “Obama Care,” an estimated 47 million women are gaining access to all FDA-approved methods of birth control free of charge. This new law provides access to birth control methods that may have been too expensive for many women with private health insurance p...
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Boomers: Your credit profiles matter more now than ever
(BPT) - Maintaining a good credit profile is important at all stages of life, even for baby boomers who may have paid off their mortgages and don’t anticipate the need for more big-ticket loans. But it’s important to remember credit scores are used for more than just borrowing money, and you never know when an opportuni...
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Tips on how to use Craigslist safely and responsibly
(BPT) - Need a bike to start getting into shape? Looking for a new job? Interested in renting a condo for that long-desired trip? Every day, millions of Americans turn to Craigslist.org to buy and sell items, find jobs, meet other people or find a vacation property to rent. More than 60 million people use the website ...
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What you should know about life insurance [infographic]
Life insurance is a big deal. For many people, it’s among the most important purchases they will ever make. A well-chosen life insurance policy can protect families from hard financial times after a loved one passes. It can help families cover the costs of a funeral, major remaining debts and higher education for children, and replace lost income from the deceased. Still, many people don’t understand life insurance and what it can mean to them and their families. They either don’t think it ...
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By David Schwartz PHOENIX (Reuters) - The foreman of an Arizona jury that deadlocked over whether Jodi Arias should be put to death for murdering her ex-boyfriend believes she was mentally abused, but said on Friday that had not been enough to excuse her crime. Arias, a former waitress from California, was found guilty this month of murdering Travis Alexander, whose body was found slumped in the shower of his Phoenix-area home in June 2008. He had been stabbed 27 times, had his throat slashed and been shot in the face. ...
By Joanne von Alroth SPRINGFIELD, Illinois (Reuters) - The Illinois House of Representatives on Friday voted overwhelmingly to allow residents to carry concealed guns, taking the state one step closer to joining all others in allowing some form of carrying guns in public. Illinois is the only state in the nation to ban most people from carrying a concealed gun outside the home. Lawmakers acted on Friday after a federal appeals court in January struck down the ban, saying it violated the right to bear arms enshrined in the U.S. Constitution. ...